I.D.B.I. Officers Exam, 2008 : Reasoning (Solved)

I.D.B.I. Officers Exam., 2008

Reasoning : Solved Paper

(Held on 3-8-2008)

1. How many such pairs of letters are there in the word SHOULDER each of which has as many letters between them in the word as in the English alphabet ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three

2. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group ?
(A) Brick
(B) Cement
(C) Sand
(D) Mortar
(E) Wall

3. If it is possible to make only one meaningful English word with the first, the fifth, the seventh and the tenth letters of the word STREAMLINE, using each letter once in each word, which of the following is the third letter of that word ? If no such word can be made, give ‘X’ as the answer and if more than one such word can be made, give ‘Y’ as the answer.
(A) L
(B) E
(C) S
(D) X
(E) Y

4. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group ?
(A) Nitrogen
(B) Hydrogen
(C) Methane
(D) Neon
(E) Helium

5. In a certain code BREAKING is written as BFSCFMHJ. How is MOTHERLY written in that code ?
(A) IUPNZMSF
(B) IUPNXKQD
(C) IUPNFSMZ
(D) GSNLZMSF
(E) None of these

6. Among P, Q, R, S and T each having a different height, Q is taller than S. T is shorter than P. R is taller than Q but shorter than T. Who among them is the tallest ?
(A) S
(B) P
(C) R
(D) Data inadequate
(E) None of these

7. Mohan correctly remembers that his mother’s birthday is before 16th but after 13th August whereas his sister correctly remembers that their mother’s birthday is after 14th but before 18th August. On which day in August was their mother’s birthday definitely ?
(A) 15th
(B) 14th
(C) 14th or 15th
(D) Data inadequate
(E) None of these

8. In a certain code BEND is written as ‘5%3#’ and NIGHT is written as ‘3@©64’. How is DEBT written in that code ?
(A) #%©4
(B) #@54
(C) #%34
(D) #%54
(E) None of these

9. How many such digits are there in the number 5834619 each of which is as far away from the beginning of the number as when the digits are arranged in descending order within the number ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three

10. If the positions of the first and the fifth digits in the number 85231467 are interchanged, similarly the positions of the second and the sixth digits are interchanged and so on, which of the following will be the second digit from the right end after the rearrangement ?
(A) 2
(B) 5
(C) 3
(D) 1
(E) None of these

Directions—(Q. 11–16) In each of the questions below are given four statements followed by four conclusions numbered I, II, III and IV. You have to take the given statements to be true even if they seem to be at variance from commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.

11. Statements :
All drums are tubes.
Some tubes are pipes.
No pipe is stick.
Some sticks are rubbers.
Conclusions :
I. Some rubbers are tubes.
II. Some sticks are drums.
III. Some pipes are drums.
IV. Some sticks are tubes.
(A) None follows
(B) Only I follows
(C) Only I and II follow
(D) Only I and III follow
(E) Only III follows

12. Statements :
Some pens are rooms.
All rooms are walls.
Some walls are bricks.
All bricks are slates.
Conclusions :
I. Some slates are walls.
II. Some walls are pens.
III. Some bricks are rooms
IV. Some slates are rooms.
(A) Only I and III follow
(B) Only II and III follow
(C) Only I and II follow
(D) Only III and IV follow
(E) None of these

13. Statements :
Some chairs are pencils.
Some pencils are bottles.
Some bottles are bags.
Some bags are books.
Conclusions :
I. Some books are pencils.
II. Some bottles are chairs.
III. No book is pencil.
IV. Some bags are chairs.
(A) Only I follows
(B) Only either I or III follows
(C) Only III follows
(D) Only IV follows
(E) None of these

14. Statements :
Some roads are buses.
All buses are trains.
Some trains are trucks.
All trucks are kites.
Conclusions :
I. Some trucks are roads.
II. Some kites are buses.
III. Some trains are roads.
IV. Some kites are trains.
(A) None follows
(B) Only I follows
(C) Only II follows
(D) Only III follows
(E) None of these

15. Statements :
All beads are rings.
All rings are bangles.
All bangles are tyres.
All tyres are pendants.
Conclusions :
I. Some pendants are beads.
II. Some tyres are rings.
III. Some bangles are beads.
IV. Some pendants are rings.
(A) Only I and II follow
(B) Only I, II and III follow
(C) Only II, III and IV follow
(D) Only I, III and IV follow
(E) All follow

16. Statements :
Some desks are fruits.
All fruits are flowers.
No flower is branch.
Some branches are roots.
Conclusions :
I. Some roots are flowers.
II. No desk is branch.
III. Some flowers are desks.
IV. Some branches are desks.
(A) Only either II or IV follows
(B) Only III follows
(C) Only either II or IV and III follow
(D) Only III and IV follow
(E) None of these

Directions—(Q. 17–22) Study the following arrangement carefully and answer the questions given below—
R 4 P I J M Q 3 % T @ © U K 5 V 1 W $ Y 2 B E 6 # 9 D H 8 G * Z N

17. Which of the following is the sixth to the left of the fifteenth from the left end of the above arrangement ?
(A) 2
(B) #
(C) %
(D) $
(E) None of these

18. How many such numbers are there in the above arrangement, each of which is immediately preceded by a consonant and not immediately followed by a letter ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three

19. How many such symbols are there in the above arrangement, each of which is immediately followed by a letter but not immediately preceded by a number ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three

20. How many such consonants are there in the above arrangement, each of which is immediately preceded by a consonant and immediately followed by a symbol ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three

21. What should come in the place of question mark (?) in the following series based on the above arrangement ?
P J Q T © K 1 $ 2 ?
(A) E # D
(B) 6 9 D
(C) 6 9 8
(D) 6 # D
(E) None of these

22. Four of the following five are alike in a certain way based on their positions in the above arrangement and so form a group. Which is the one that does not belong to that group ?
(A) W Y 1
(B) Q % M
(C) © K @
(D) 9 H 6
(E) G Z 8

Directions—(Q. 23–28) Study the following information carefully and answer the questions given below :

P, Q, R, S, T, V and W are seven members of a club. Each of them has a favourite sport from-Chess, Table Tennis, Lawn Tennis, Volleyball, Badminton, Basketball and Carrom, not necessarily in the same order.

Each of them also has a specific choice of colour from—Blue, Red, Green, Yellow, Grey, Black and White, not necessarily in the same order.

R likes Green and his favourite sport is Badminton. V’s choice of colour is neither Red nor Black. T’s favourite sport is neither Table Tennis nor Basketball. The one who likes Blue does not like Carrom. The one who likes Volleyball does not like Yellow and Grey. Q’s favourite sport is Lawn Tennis and he likes Black. S likes White. W likes Basketball. P likes Volleyball. T likes Blue. The one who likes Basketball does not like Grey.

23. What is V’s choice of colour ?
(A) Black
(B) Grey
(C) Yellow
(D) Data inadequate
(E) None of these

24. What is T’s favourite sport ?
(A) Basketball
(B) Volleyball
(C) Chess
(D) Data inadequate
(E) None of these

25. Whose favourite sport is Carrom?
(A) S
(B) R
(C) W
(D) Data inadequate
(E) None of these

26. Whose favourite sport is basketball ?
(A) S
(B) T
(C) W
(D) R
(E) Data inadequate

27. What is W’s choice of colour ?
(A) Green
(B) White
(C) Black
(D) Data inadequate
(E) None of these

28. Which of the following combinations of sport and colour is correct ?
(A) Table Tennis, Yellow
(B) Volleyball, Red
(C) Volleyball, Grey
(D) Chess, Black
(E) Carrom, Green

Directions—(Q. 29–34) In each question below is given a group of letters followed by four combinations of digits/symbols lettered (A), (B), (C) and (D). You have to find out which of the combinations correctly represents the group of letters based on the following coding system. If none of the combinations correctly represents the group of letters, give answer (E) i.e. ‘None of these’.
Letter :
R K A D E M W T I V U B F H P
Digit/Symbol :
2 δ 3 * 1 8 # 4 $ 5 © 9 6 @ 7
Conditions :
(i) If the first letter is a vowel and the last letter is a consonant, the codes for the first and the last letters are to be interchanged.
(ii) If the first letter is a consonant and the last letter is a vowel, both are to be coded as ‘?’.
(iii) If both the first and the last letters are consonants, both are to be coded as the code for the last letter.

Now based on the above, find out the coded form of the letter groups given in each question.

29. AMPERI
(A) 38712$
(B) $87123
(C) 387123
(D) 37812$
(E) None of these

30. RTVUBH
(A) 245©9@
(B) @45©92
(C) @45©9@
(D) ?45©9?
(E) None of these

31. BEFKMA
(A) 916δ83
(B) ?16δ8?
(C) 316δ89
(D) 316δ83
(E) None of these

32. EWPKIH
(A) 1#7δ$@
(B) ?#7δ$?
(C) 17#δ$@
(D) @#7δ$1
(E) None of these

33. RTDAVB
(A) 94*352
(B) 24*352
(C) ?4*35?
(D) 24*359
(E) None of these

34. HEUPKI
(A) @1©7δ$
(B) $1©7δ$
(C) @1©7δ@
(D) ?1©7δ?
(E) None of these

Directions—(Q. 35–40) In the following questions, the symbols @, ©, %, δ and # are used with the following meaning as illustrated below :

‘P % Q’ means ‘P is not greater than Q’.
‘P δ Q’ means ‘P is neither greater than nor smaller than Q’.
‘P # Q’ means ‘P is neither greater than nor equal to Q’.
‘P © Q’ means ‘P is not smaller than Q’.
‘P @ Q’ means ‘P is neither smaller than nor equal to Q’.

Now in each of the following questions assuming the given statements to be true, find which of the two conclusions I and II given below them is/are definitely true ? Give answer—
(A) If only Conclusion I is true
(B) If only Conclusion II is true
(C) If either Conclusion I or II is true
(D) If neither Conclusion I nor II is true.
(E) If both Conclusions I and II are true

35. Statements :
R © T, T @ M, M δ D
Conclusions : I. D # T
II. M # T

36. Statements :
B @ N, N % R, R © F
Conclusions : I. B @ F
II. N # F

37. Statements :
D # T, T @ R, R © M
Conclusions : I. M # D
II. M # T

38. Statements :
K δ H, H % F, F # J
Conclusions : I. F © K
II. J © H

39. Statements :
W @ G, N © G, N % V
Conclusions : I. W @ N
II. V © G

40. Statements :
T © Y, Y % M, M @ R
Conclusions : I. R # Y
II. T δ M

Directions—(Q. 41–45) Study the following information carefully to answer these questions—

a, b, c, d, e and f are sitting around a circle facing at the centre. f is third to the right of b who is second to the right of e. c is third to the left of e. a is not an immediate neighbour of f.

41. Who is to the immediate right of f ?
(A) c
(B) d
(C) e
(D) b
(E) None of these

42. Who is to the immediate left of c ?
(A) b
(B) f
(C) b or f
(D) Data inadequate
(E) None of these

43. Who is second to the right of c ?
(A) a
(B) e
(C) d
(D) Data inadequate
(E) None of these

44. Who is to the immediate right of a ?
(A) e
(B) d
(C) c
(D) Data inadequate
(E) None of these

45. Who are the immediate neighbours of e ?
(A) ab
(B) df
(C) bd
(D) af
(E) None of these

Directions—(Q. 46–50) Each of the questions below consists of a question and two statements numbered I and II given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and give answer—

(A) If the data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question.
(B) If the data in statement II alone are sufficient to answer the question, while the data in statement I alone are not sufficient to answer the question.
(C) If the data either in statement I alone or in statement II alone are sufficient to answer the question.
(D) If the data given in both the statements I & II together are not sufficient to answer the question, and
(E) If the data in both the statements I & II together are necessary to answer the question.

46. How many daughters does M have ?
I. N and P are sisters of K.
II. M is father of K.

47. On which day of the week did Mohan visit temple ?
I. Mohan visited the temple one day after his sister’s visit to temple.
II. Mohan’s sister visited the temple before Sunday.

48. What does ‘ja’ mean in a code language ?
I. ‘ja pa na’ means ‘go home now’ in that code language.
II. ‘na da ta’ means ‘come back home’ in that code language.

49. Among M, N, T, P and R each having different weight, who is the heaviest ?
I. T is heavier than P and M but lighter than N who is not the heaviest.
II. M is lighter than P.

50. How is D related to T ?
I. D’s brother is father of T’s sister.
II. T’s brother is son of D’s brother.

Answers with Hints
1. (C) 2. (E) 3. (E) 4. (C) 5. (B)
6. (B) 7. (A) 8. (D) 9. (B) 10. (A)
11. (A) 12. (C) 13. (B) 14. (E) 15. (E)
16. (C) 17. (C) 18. (B) 19. (D) 20. (A)
21. (E) 22. (D) 23. (B) 24. (C) 25. (D)
26. (C) 27. (E) 28. (B) 29. (A) 30. (C)
31. (B) 32. (D) 33. (E) 34. (D) 35. (E)
36. (D) 37. (B) 38. (A) 39. (B) 40. (D)
41. (C) 42. (A) 43. (E) 44. (E) 45. (D)
46. (D) 47. (D) 48. (D) 49. (A) 50. (D)

Union Bank of India P.O. Exam, 2008 : General Awareness

Union Bank of India Probationary Officers Exam., 2008
General Awareness : Solved Paper
(Held on 7-8-2008)

1. As reported in various newspapers many banks have revised their interest rates on home loans, car loans and other such loans. Which of the following phenomenon prompted these banks to make such an upward revision in their interest rates ?

1. RBI has revised the CRR and other such rates upwardly, which has created a liquidity crunch in the market.
2. Stock markets in the country are showing very high fluctuations as visible through their indexes. As a result banks have lost a huge amount of money in trading. Banks now want to recover that money by increasing their interest rates.
3. Banks are in need of a huge amount of money, as they have to give revised pay to all its employees.

(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

2. Who amongst the following was the chairman of the sixth pay commission for Central Govt. Employees, which submitted its report to the Govt., a few months back ?
(A) Justice K. G. Balakrishnan
(B) Justice B. N. Srikrishna
(C) Justice A. M. Ahmadi
(D) Justice R. C. Lahoti
(E) None of these

3. As reported in some newspapers/magazines the Govt. of India is planning to create a database of ‘Traditional Indian Drugs’. Which of the following is the main objective of creating such database ?

1. To prevent wrong patenting of drugs by other nations.
2. To create awareness that India has vast resource of natural drugs/medicinal plants.
3. Govt. of India is planning to set up a plant, which will produce drugs from herbs and medicinal plants only.

(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

4. As reported in various newspapers/magazines, India has doubled its credit to Africa for five years from next fiscal year. This decision was taken in which of the following forums ?
(A) Meeting of the G-8 nations
(B) Meeting of the World Trade Organization 2008
(C) India-Africa Forum Summit-2008
(D) Meeting of the Foreign Ministers of the SAARC
(E) None of these

5. As reported in various newspapers India exports a good amount of wheat and other commodities to Afghanistan. But the transaction of the same is very troublesome, as one country does not allow such consignments to pass through its territories. Which is this country ?
(A) China
(B) Nepal
(C) Myanmar
(D) Pakistan
(E) Bangladesh

6. As per the reports published in the newspapers about 36 countries are in the grip of food crisis and are dependent on other nations for the same. Most of these countries are in which of the following parts of the globe ?
(A) Africa
(B) Asia
(C) Europe
(D) South East Asia
(E) None of these

7. Which of the following statement(s) is/are true about the National Rural Employment Guarantee Act (NREGA) 2008, which is now extended to all the districts of India ?

1. NREGA was initiated by the Govt. of India in the year 1998 under its Bharat Nirman programme.
2. The programme was launched only in two districts of each state of the country in the beginning.
3. NREGA now provides a guaranteed 130 days of employment to each individual who wants to have a job under the scheme.

(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

8. The constitution of India mandates that the elections of the Panchayat Raj should be held regularly after a gap of ………
(A) 2 years
(B) 3 years
(C) 4 years
(D) 5 years
(E) 7 years

9. As per the reports published in various newspapers the Govt. of India has decided to set up a strategic reserve of the foodgrain in India. How much will be the quantity of grain in this Strategic Reserve ?
(A) 1 million tonne
(B) 2 million tonnes
(C) 4 million tonnes
(D) 5 million tonnes
(E) None of these

10. The Govt. of India is planning to set up a “Farmers Debt Relief Fund” with an initial corpus of Rs. ………
(A) 5000 crore
(B) 10,000 crore
(C) 30,000 crore
(D) 60,000 crore
(E) 75,000 crore

11. As per the reports published in the newspapers the External Debt of India has increased substantially in the recent past. Which of the following is/are the major reasons for the same ?

1. Increase in overseas borrowings by the corporates.
2. Fluctuations in the currency rates.
3. Rise in inflation in India.

(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

12. Which of the following statement(s) is/are True about the Grameen Pushti Yojana of the Govt. of India ?

1. Scheme is aimed to provide nutritional food to children, pregnant women and lactating mothers.
2. Scheme will be implemented in the state of Chhattisgarh only.
3. The finance for the scheme would be provided by the World Bank and Asian Development Bank.

(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) All 1, 2 and 3
(E) None of these

13. Who amongst the following was the Chief Guest at the Republic Day Parade of India 2008 ?
(A) Hu Jinto of China
(B) Gordon Brown of Britain
(C) Nicolas Sarkozy of France
(D) Abdullah Dardari of Syria
(E) None of these

14. Who amongst the following is elected as the Chairperson of the “Conference of the Speakers and Presiding officers of the commonwealth” for the next two years ?
(A) Somnath Chatterjee
(B) Manmohan Singh
(C) Manohar Joshi
(D) L. K. Advani
(E) None of these

15. Ferenc Gyurcsany who was on a visit to India in January 2008 is the………
(A) Prime Minister of Yemen
(B) Prime Minister of Hungary
(C) President of Ukraine
(D) Prime Minister of Turkey
(E) None of these

16. Which of the following teams won the ‘Ranji Trophy-2008’ ?
(A) Uttar Pradesh
(B) Maharashtra
(C) Delhi
(D) Punjab
(E) None of these

17. Very often we read in the newspapers about various measures taken up to control the flow of the capital in the Indian markets. Who amongst the following is/are the Regulators who can control the flow of the same in India ?

1. Indian Bank’s Association
2. RBI
3. SEBI

(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) Both 1 and 2

18. Many times we read a term ‘Hot Money’ in newspapers. What is/are the characteristics of Hot money ?

1. The term is used for fresh currency notes issued by the RBI.
2. It is the fund which flows in the market to take advantage of high interest rates.
3. It is the fund which is thrown in the market to create imbalance in the stock markets.

(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

19. India’s largest overseas investment in the UK is Tata Corus deal. What is UK’s largest investment in India ?
(A) Vodafone
(B) Idea
(C) Tetley
(D) Allianz
(E) None of these

20. India is one of the largest export market of UK amongst the developing world. Which is one major export to India from UK ?
(A) Wheat
(B) Vegetable
(C) Newsprint
(D) Industrial Machinery
(E) Fertilizers

21. Which of the following is/are correct statement(s) pertaining to India’s relation with China ?

1. China is the focal point of India’s ‘Look East Policy’
2. India is one of the largest investigators of anti-dumping investigations against China.
3. India is China’s most preferred nation for export of minerals and chemicals.

(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) Only 3
(E) All 1, 2 and 3

22. As per the estimates of Prime Minister’s Economic Advisory Council (EAC) headed by Dr. C. Rangarajan the Indian Economy will grow at which of the following rates in 2008-09 ?
(A) 7%
(B) 7•5%
(C) 8%
(D) 8•5%
(E) 10%

23. Which of the following is/are included in ‘Deficit Financing’ in India ?
(The term is used frequently in economic planning)

1. Borrowing from the Reserve Bank of India.
2. Issue of New Currency Notes.
3. Withdrawal of past balances/surpluses etc.

(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

24. ‘Barclays’ is planning to set up Private Bank of India was the news in some major financial newspapers recently. Barclays is a company based in………
(A) Britain
(B) France
(C) Germany
(D) Italy
(E) Hong Kong

25. Who amongst the following is the author of the book ‘Unaccustomed Earth’ ?
(A) Meera Nair
(B) Jhumpa Lahiri
(C) Dalai Lama
(D) Salman Rushdie
(E) None of these

26. Which of the following is/are correct about the ‘Operational Risk’ as used in the field of banking ?

1. Risk of loss due to inadequate or failed internal process.
2. Risk of loss due to natural calamities.
3. Loss occurred due to noncompliance of legal procedures.

(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

27. Naresh Goyal who was honoured by ‘Man of the Year Award’ is closely associated with which of the following businesses ?
(A) Banking
(B) Textile industry
(C) Aviation
(D) Film production
(E) None of these

28. Who amongst the following Indians was selected as the ‘Man of the Series’ in the series India played with South Africa in April 2008 ?
(A) Harbhajan Singh
(B) Sourav Ganguly
(C) Anil Kumble
(D) M. S. Dhoni
(E) None of these

29. As per the news reports which of the following countries is going to celebrate 2009 as ‘Year of India’ in that country ?
(A) USA
(B) Britain
(C) France
(D) Japan
(E) Russia

30. Which of the following India based organization (NGO) has been approached by the Govt. of Afghanistan and the World Bank to launch a micro credit programme there ?
(A) Bandhan
(B) SEWA
(C) Arunodaya
(D) ASA
(E) None of these

31. The military government of which of the following countries has announced that general elections in that country will be held in the year 2010 ?
(A) Israel
(B) Uganda
(C) Ethiopia
(D) Myanmar
(E) None of these

32. As per the news published in various newspapers ‘SEPA’ has come into force throughout European Union’s 27 Member countries. What is the full form the ‘SEPA’ ?
(A) SAARC and European Provinces Association
(B) South Europe Province Area
(C) Single Euro Payments Area
(D) Senegal and Ecuador Protection Act
(E) None of these

33. Which of the following countries will organize women’s and men’s championship Trophy Hockey-2009 ?
(A) England
(B) India
(C) Australia
(D) China
(E) None of these

34. Anand Pawar of India won the “Austrian Open Men’s singles Trophy 2008”, the matches for which were organized in Vienna. The trophy is associated with the game of ………
(A) Tennis
(B) Badminton
(C) Table Tennis
(D) Golf
(E) None of these

35. India’s first National Defence University is being established in ………
(A) Gurgaon
(B) Hissar
(C) Panipat
(D) Ambala
(E) Jalandhar

36. Under the immunization programme Govt. of India is providing vaccination to prevent some vaccine preventable diseases. Which of the following is not one of them ?
(A) Tuberculosis
(B) Diphtheria
(C) Tetanus
(D) Plague
(E) Measles

37. Which of the following schemes is designed and launched to improve the living standards of urban poors ?

1. Accredited Social Health Activist (ASHA)
2. Janani Suraksha Yojana
3. Valmiki Ambedkar Awas Yojana (VAMBAY)

(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

38. Which of the following is not a social sector programme of the Govt. of India ?
(A) Mid Day Meal scheme
(B) Sarva Siksha Abhiyan
(C) National Rural Health Mission
(D) Integrated Child Development Services
(E) Look East Policy

39. Rahul Dravid recently made a record of earning 10000 runs in test cricket. He made this record while playing against which of the following countries ?
(A) New Zealand
(B) England
(C) Australia
(D) South Africa
(E) Bangladesh

40. Tiger Woods, who won the Arnold Palmer International Golf Tournament, is from which country ?
(A) Australia
(B) Canada
(C) England
(D) New Zealand
(E) U.S.A.

41. Who amongst the following is adjudged as the “WTA Tour Player of the Year” award for 2008 ?
(A) Serena Williams
(B) Justine Henin
(C) Ana Ivanovic
(D) Svetlana Kuznetsova
(E) None of these

42. Manipur State won the 16th Senior National Women’s Football championship held in March 2008 by defeating which of the following teams ?
(A) Orissa
(B) West Bengal
(C) Uttar Pradesh
(D) Maharashtra
(E) Karnataka

43. Which of the following books is written by Aung San Suu kyi ?
(A) The Power and the glory
(B) My childhood Days
(C) Against the grain
(D) Living History
(E) Freedom from fear

44. Tsegaye Kebede who won the men’s title of the Paris Marathon-2008 is from which of the following countries ?
(A) Kenya
(B) Ethiopia
(C) Uganda
(D) Russia
(E) None of these

45. India is largest tea producing country in the world. It is grown in which of the following states mainly ?
(A) Punjab
(B) Haryana
(C) Bihar
(D) Orissa
(E) Assam

46. Which of the following cannot be called as a Rubber producing state ?
(A) Kerala
(B) Uttar Pradesh
(C) Tamil Nadu
(D) Karnataka
(E) All are rubber producing states

47. Which of the following cups/trophies is not associated with the game of Hockey ?
(A) Nehru Trophy
(B) Agha Khan Cup
(C) Bombay Gold Cup
(D) Dhyan Chand Trophy
(E) Duleep Trophy

48. Nobel Prizes are not given for contribution in the field of………
(A) Economics
(B) Literature
(C) Physics
(D) Chemistry
(E) Music

49. Which of the following prizes is given by UNESCO ?
(A) Magsaysay Award
(B) Kalinga Prize
(C) Pulitzer Prize
(D) Booker Prize
(E) None of these

50. Who has written the famous book ‘The Enchantress of Florence’ ?
(A) Kiran Desai
(B) Shobha De
(C) Arundhati Roy
(D) Anita Desai
(E) Salman Rushdie

Answers with Hints
1. (A) 2. (B) 3. (D) 4. (C) 5. (D)
6. (A) According to the U.N. Food and Agriculture Organization’ of the 36 countries that are in the grip of a severe food security crisis. Out of 36 countries 21 are in Africa.
7. (E) 8. (D) 9. (D)
10. (D) As per current year budget, the initial corpus of Rs. 60,000 crore was provided for Farmers Debt Relief Fund but the actual amount was Rs. 71680 crore.
11. (A) 12. (C) 13. (C) 14. (E) 15. (B)
16. (C) 17. (B) 18. (B) 19. (A) 20. (D) 21. (A)
22. (D) In January 2008, it was predicted to be 8•5% while in August 2008 Prime Ministers Advisory Council predicted it to be 7•7%.
23. (D) 24. (A) 25. (B) 26. (A) 27. (C) 28. (A) 29. (E)
30. (A) 31. (D) 32. (C) 33. (C) 34. (B) 35. (A) 36. (D)
37. (C) This scheme was started on December 2, 2001. It is operated on the pattern of Indira Avas Yojana meant for rural areas.
38. (E) 39. (D) 40. (E) 41. (E) 42. (A)
43. (E) 44. (B) 45. (E) 46. (B) 47. (E)
48. (E) 49. (B) 50. (E)

Nabard Bank Officers Exam. 2008 : General Awareness (Solved)

Nabard Bank Officers Exam., 2008
General Awareness : Solved Paper
(Held on 30-3-2008)

1. Which of the following was the reason owing to which public unrest broke out in Pakistan and an Emergency was declared a few months back ?

1. Sudden death of former Prime Minister Benazir Bhutto.
2. Announcement of General Elections.
3. Appointment of a new Chief of Army in place of Gen. Pervez Musharraf who was very popular leader there.

(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

2. India, Brazil and South Africa made a forum in 2003 which is playing a very significant role in dealing with the issues of common interest of all the three in general and their foreign policies in particular. What is the name of the forum ? (The Second Summit of the forum was organized in October 2007 in Pretoria)
(A) SAGU
(B) BRIC
(C) G-20
(D) IBSA
(E) None of these

3. Read the following three statements carefully and answer the question asked immediately after that—

1. Hu Jintao has been reelected the General Secretary of the ruling CPC for the second term till 2012.
2. Vice President of the country Zeng Quinghing was removed from the powerful Central Committee of the party.
3. Country is now likely to proceed on a new agenda of progress and development as Jintao is a man of modern and scientific outlook.

All these three statements are about the political development in the country known as—
(A) South Korea
(B) North Korea
(C) Singapore
(D) China
(E) Thailand

4. The mid term review of the Monetary and Credit Policy of the RBI (for 2007-08) took place in January 2008. Which of the following is true about the same ?

1. CRR hiked by 0.5 per cent to make it 7.5% w.e.f. 10th February, 2008.
2. GDP growth outlook at 8.5% for 2007-08.
3. Call and put options are now allowed in imports and exports.

(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) None of these

5. An International Organization with Robert B. Zoellick as its President sanctioned a loan of US$ 944 million to India so that it can strengthen its rural finance system, vocational training and improve its water management projects. Which of the following is the name of that organization ?
(A) International Monetary Fund
(B) Asian Development Bank
(C) UNESCO
(D) World Bank
(E) None of these

6. As per the news which appeared in some newspapers/magazines the police with the help of some NGOs rescued some children who had been forced in child labour illegally. Such children are protected under which of the following acts in India ?
1. Juvenile Justice Act.
2. Child Labour Act.
3. Immoral Trafficking Act.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

7. As per the news published in the media, India, China and some other countries are trying to grapple with money flooding the economy from a record trade surplus, and swelling of foreign exchange reserves of the country. Why do the Central Banks of such countries have to make special efforts to check the flooding of money and foreign exchange in economy whereas for an ordinary man more money means richness and prosperity ?

1. It generates artificial inflation in economy.
2. It makes the Govt. of that country to revaluate its currency.
3. It creates a situation where rate of interest on loans and advances starts coming down sharply.

(A) Only 1
(B) Only 2
(C) All 1, 2 and 3
(D) Both 1 and 3
(E) None of these

8. The Govt. of India recently established a fund known as National Investment Fund (NIF). Which of the following statement(s) is/are true in this regard ?

1. This fund is generated through the money received from the sale of equity in State run companies.
2. The fund will help in revival of sick units of the public sector companies of the Govt. of India.
3. The money deposited in the fund will be used for social welfare schemes.

(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

9. The Govt. of India is making special efforts to help the farmer community in the country as they are in distress and demand special attention from all of us.
Which of the following is correct in this regard ?

1. Govt. of India has announced a substantial hike in minimum support price of wheat for Rabi season.
2. A relief package is announced for the Sugar Industry.
3. All farmers are being given a cash assistance of Rs. 5 lakhs to make them comfortable financially.

(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) Only 3
(E) None of these

10. Which of the following taxes is collected by the Govt. on sale of goods and services in the country ?
(A) NAT
(B) GET
(C) SAT
(D) VAT
(E) None of these

11. The N. D. Kumaraswamy Govt. came into minority in Karnataka because one segment of the coalition
government withdrew its support from it in October 2007.
Which of the following was that segment ?
(A) SP
(B) Congress
(C) BSP
(D) Telugu Desam
(E) None of these

12. The newly elected President of which of the following countries took over the charge from her husband who was the President of the country immediately prior to the general presidential elections there ?
(A) Pakistan
(B) Sri Lanka
(C) Romania
(D) Peru
(E) Argentina

13. The latest European Union Summit took place in which of the following cities in October 2007 ?
(A) Brussels
(B) Paris
(C) Luxembourg
(D) Lisbon
(E) None of these

14. The UN Climate change Conference 2007 was organized in which of the following places ?
(A) Manila
(B) London
(C) Brussels
(D) Lisbon
(E) Bali

15. India ranks 128 in the recently published Human Development Index (HDI). The index measures
which of the following to decide the rank of a country ?
1. Life expectancy
2. Literacy and Education
3. Forex reserves as a percentage of total GDP
(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) All 1, 2 and 3
(E) None of these

16. Kevin Rudd recently took over as the Prime Minister of Australia from John Howard. Which of the following policies of John Howard went wrong and against him who otherwise was holding the post since last four terms of four years each ?
1. Refusal to ratify Kyoto protocol
2. Policy of hiring and firing workers any time
3. Support to non-democratic govt. in some countries
(A) Only 1
(B) Both 1 and 2
(C) Only 3
(D) Only 2
(E) All 1, 2 and 3

17. Many a time we read a term ‘PPP’ in financial newspapers. What is the full form of the same as used in financial world ?
(A) Public Per Capita Power
(B) Per Capita Potential Purchases
(C) Purchasing Power Parity
(D) Present Purchasing Power
(E) None of these

18. ‘Cryogenic Engines’ are being developed indigenously by an Indian organization. These engines are normally used for which of the following purposes ?
(A) Used for space programme
(B) Used for generating nuclear power
(C) Used by Railways as they are very fast and fuel efficient
(D) Used in fighter planes
(E) None of these

19. The UN has revealed that the emergency phase is now over in Chernobyl where a disastrous accident had taken place in 1986. The affected people there will now be treated as normal and not as victims. What had happened in Chernobyl in 1986 ?
(A) A train accident in which about 1000 people had died
(B) A bomb blast in which around 500 people died and 5000 were injured
(C) A nuclear plant exploded and the entire city became a radioactive zone
(D) A powerful earthquake rocked the entire city leaving thousands dead and several thousands injured
(E) None of these

20. Who amongst the following is the Chairman of the 13th Finance Commission constituted recently ?
(A) Vijay Kelkar
(B) B. K. Chaturvedi
(C) K. V. Kamath
(D) A. K. Purwar
(E) None of these

21. Many a time we read in newspapers about the “Doha Round” of talks. It was related with the talks of which of the following organizations ?
(A) European Union
(B) World Trade Organization (WTO)
(C) International Atomic Energy Agencies (IAEA)
(D) G-8 talks
(E) None of these

22. Dinar is the currency of which of the following countries ?
(A) Sudan
(B) Myanmar
(C) Afghanistan
(D) Pakistan
(E) None of these

23. The former President of Mozambique Joaquim Chissano was honoured by the first ever international prize to an African leader, the prestigious “Mo Ibrahim Leadership Prize”. The Prize was given to him in 2007 October. What was the contribution of Chissano owing to which he was selected for the same ?
(Pick up the correct statement)

1. He was instrumental in bringing peace, reconciliation, stable democracy and economic progress to Mozambique.
2. He played a crucial role in diffusing tension between Iran and IAEA over the issue of Iran’s nuclear facilities.
3. He played a crucial role in diffusing conflict between India and some western countries over the issue of subsidy to agriculture in WTO conference held in 2007.

(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3

24. Who amongst the following Indian leaders became the second World Leader to receive the British Royal Society’s prestigious King Charles II Medal ?
(Given in October 2007)
(A) Dr. Manmohan Singh
(B) Mrs. Sonia Gandhi
(C) Dr. A. P. J. Abdul Kalam
(D) Dr. M. S. Swaminathan
(E) None of these

25. The “Outstanding Business Leader Award–2007” was given to whom amongst the following in October 2007 ?
(A) Lakshmi Mittal
(B) Sunil Bharti Mittal
(C) Rahul Bajaj
(D) Kumar Mangalam Birla
(E) None of these

26. The Doing Business Report, an international publication, is published every year by which of the following organization(s) ?
1. World Bank
2. WTO
3. Reserve Bank of India
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3

27. The fourth Military World Games–2007 were organized in which of the following places in India ?
(A) New Delhi
(B) Hyderabad
(C) Jaipur
(D) Bangalore
(E) Cochin

28. The 47th Open National Athletic Championship 2007 was organized in which of the following places ?
(A) Jamshedpur
(B) New Delhi
(C) Lucknow
(D) Bangalore
(E) None of these

29. Who amongst the following is not a famous Lawn tennis player ?
(A) Roger Federer
(B) Leander Paes
(C) Svetlana Kuznetsova
(D) Justin Henin
(E) Kimi Raikkonen

30. Lot of discussion is going on these days on the issue of ‘Participatory Note’ (P Notes) used in financial sector/money market. What is Participatory Note ?
[Pick up the correct statement(s)]

1. It is nothing but another name of the banking operation by which banks exchange Indian Rupees into US Dollars without depositing a single rupee in the account of the party who are NRIs. The entire operation is carried out by the banks solely on the basis of the credit and goodwill of the NRI party.
2. It is an offshore derivative instrument used by overseas buyers/investors who buy shares of Indian companies listed in Indian Stock Exchange anonymously.
3. It is nothing but a type of undertaking given to the banks that they should continue investing money in stock markets on behalf of the NRIs and in case the market crashes NRI’s will make the losses good without delay.

(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3

31. As we all see every now and then many countries are in the race of launching space shuttles or rockets or satellites. What exactly are the benefits of space programmes which otherwise are very costly affairs for the countries ?

1. It is nothing but a fun to have a visit to space. It has no real benefit as such.
2. Humanity can be served/benefited by getting data on weather, disaster alerts and/or resource centres connected through satellites.
3. Since earth is no longer a place to live we have to find out a place where in the next few years we can shift and survive. Such programmes help us in all this.

(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) None of these

32. As we all see oil prices have a special place in economic folklore. Almost all countries keep an eagle eye on the oil prices in the international market. Why is oil so important for the countries and their economies to survive ?
[Pick up the correct statement(s)]

1. Two nastiest global recessions of the recent decades were preceded by huge and sudden rises in prices of oil, first in 1973 and then in 1979. Leaders are scared of their repetition.
2. What makes oil so special is that it is a uniquely dense and portable form of energy. It is not easy to switch to alternatives very quickly, hence any disruptions to supply are damaging for economies.
3. Oil exporting countries are most powerful and violent nations. Countries do not want to invite trouble with them.

(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3

33. Which of the following is the name of Tata’s small car launched recently ?
(A) Micro
(B) Sapna
(C) Nano
(D) Lakhtakia
(E) None of these

34. The House of Representatives of USA recently approved a US$ 50 billion War Funding Bill. If passed it would require President Bush to start withdrawing troops from—
(A) Iraq
(B) Pakistan
(C) Sudan
(D) China
(E) South Africa

35. The public protest on which of the following issues recently brought the whole of the France to a near standstill for the second time in a month ?
1. Irregularities in Presidential elections held in 2007.
2. President Sarkozy’s plan to reform public sector pensions.
3. France’s support to USA on Iraq’s rebuilding
(A) Only 1
(B) Only 3
(C) Only 2
(D) Both 1 and 3
(E) None of these

36. Who amongst the following was adjudged as Miss Earth-Air 2007 ?
(A) Pooja Chitgopekar
(B) Pooja Gupta
(C) Amruta Patki
(D) Sarah Jane Dias
(E) None of these

37. As per the news which appeared in newspapers/magazines thousands of civilians have to flee the fighting in North Kivu province as there is a war going on between the army of the country and rebels of General Laurent Nkunda. This is the story of which of the following countries ?
(A) Congo
(B) Sudan
(C) Mozambique
(D) Argentina
(E) None of these

38. About 20,000 students demonstrated against plans to President Hugo Chavez to change the constitution
of the country. Chavez is the President of—
(A) Sudan
(B) Congo
(C) Venezuela
(D) Poland
(E) None of these

39. Govt. of India recently announced its action plan on Sachchar Committee Report. What actions are being taken on the report ?

1. Govt. to bear all expenses of poor students who get into top institutions on merit basis.
2. Revision of Madarsa Modernization programme.
3. Special Rural Employment Guarantee Scheme for minority population.

(A) Only 1 is correct
(B) Only 2 is correct
(C) Both 1 and 2 are correct
(D) Only 3 is correct
(E) All 1, 2 and 3 are correct

40. As we read in the newspapers the 123 Agreement with USA will have strategic implications on India. Which of the following is/are these implications ?

1. India will get recognition as a state with advanced nuclear technology.
2. The deal will not be offered to Pakistan.
3. India will be free to develop nuclear weapon for its military purposes.

(A) Only 1 is correct
(B) Only 2 is correct
(C) Both 1 and 2 are correct
(D) Only 3 is correct
(E) None is correct

41. The Govt. of India recently gave its clearance to the new Agriculture scheme which will provide additional central assistance to the agri. sector. What is/are the main points of this scheme ?

1. Public Investment in agriculture sector will be banned.
2. Govt. will help state govts. to achieve the targeted growth rates in agri. sector.
3. State Govt. will get Rs. 40,000 crores to provide subsidy to agri. sector.

(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) Both 1 and 2 are correct
(E) None is correct

42. Who amongst the following are the members of BRIC the summit of which was organized recently ?
1. India
2. Indonesia
3. Brazil
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) Both 1 and 3

43. Abuja Declaration was in news a few months back. This is the pact signed between which of the following two nations ?
(A) India-Sudan
(B) Sudan-China
(C) India-China
(D) Nigeria-Nepal
(E) India-Nigeria

44. USA recently decided to slap few sanctions against Iran which include ouster of Iranian military and banking institutions from US financial system. Why did US resort to such harsh steps against Iran ?

1. Iran’s alleged support to Pakistan’s military rule.
2. Iran’s support to terrorism and nuclear programme.
3. Iran is against any financial help to Iraq as both are old enemies.

(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3

45. As reported in the newspapers Aung San Suu Kyi has agreed to cooperate with the military ruler of her country. She is a citizen of—
(A) Nepal
(B) Myanmar
(C) Brazil
(D) Indonesia
(E) Hong Kong

46. India won Future Cup Twenty-20 cricket match held in October 2007 in Mumbai. The match was played against—
(A) Pakistan
(B) England
(C) South Africa
(D) New Zealand
(E) Australia

47. Who amongst the following is not one of the Nobel Prize Winners of 2007 ?
(A) Ms. Doris Lessing
(B) Albert Fert
(C) Roger B. Myerson
(D) Al Gore
(E) Yulia Sindzeyeva

48. Who amongst the following won the Man Booker Prize 2007 ?
(A) K. Narayana Kurup
(B) Eric S. Maskin
(C) Mario R. Capecchi
(D) Anne Enright
(E) None of these

49. Who amongst the following was made the Chairman/Chairperson of the National Land Reforms Commission ?
(A) Somnath Chatterjee
(B) Manmohan Singh
(C) Smt. Sonia Gandhi
(D) Murli Deora
(E) None of these

50. The prestigious Indira Gandhi Prize for Peace, Disarmament and Development for 2006 was recently conferred upon—
(A) Prof. Wangari Maathai
(B) Mr. Kevin Rudd
(C) Mr. Ratan Tata
(D) Mr. Mahmoud Abbas
(E) None of these

Answers :
1. (B) 2. (D) 3. (D) 4. (A) 5. (D)
6. (B) 7. (A) 8. (D) 9. (C) 10. (D)
11. (E) 12. (E) 13. (D) 14. (E) 15. (C)
16. (E) 17. (C) 18. (A) 19. (C) 20. (A)
21. (B) 22. (E) 23. (A) 24. (C) 25. (B)
26. (A) 27. (B) 28. (A) 29. (E) 30. (B)
31. (B) 32. (B) 33. (C) 34. (A) 35. (C)
36. (A) 37. (A) 38. (C) 39. (B) 40. (D)
41. (D) 42. (E) 43. (E) 44. (B) 45. (B)
46. (E) 47. (E) 48. (D) 49. (B) 50. (A)

NABARD Bank Officers Exam., 2008 : Reasoning Solved Paper

Reasoning
(Held on 30–3–2008)

1. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to the group ?
(A) Clove
(B) Cinnamon
(C) Pepper
(D) Cardamom
(E) Apricot

2. How many such pairs of letters are there in the word EXPERIMENT each of which have as many letters between them in the word as they have in the English alphabet ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three

3. How many meaningful English words can be made from the letters EOPR, using each letter only once ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three

4. Pointing to a photograph Rasika said “He is the grandson of my grandmother’s only son.” How is the boy in photograph related to Rasika ?
(A) Son
(B) Nephew
(C) Brother
(D) Cannot be determined
(E) None of these

5. In a certain code ‘open the door’ is written as ‘ka te jo’ ‘door is closed’ is written as ‘jo pa ma’ and ‘this is good’ is written as ‘la ra pa’. What is the code for ‘closed’ ?
(A) ma
(B) pa
(C) jo
(D) ka
(E) None of these

Directions—(Q. 6 to 10) These questions are based on the following letter / number / symbol arrangement. Study it carefully and answer the questions :
7 D 5 # A B 1 % K $ 4 E J F 3 * 2 H I @ L 6 Q U © 9 M T 8 W

6. How many such symbols are there in the above arrangement each of which is immediately preceded by a vowel and also immediately followed by a number ?
(A) None
(B) One
(C) Two
(D) Three
(E) Four

7. Four of the following five are alike in a certain way on the basis of their positions in the above arrangement and so form a group. Which is the one that does not belong to the group ?
(A) K41
(B) *HF
(C) #B5
(D) M8©
(E) LQI

8. Which of the following pairs of elements does not have the second element, immediately followed by the first element ?
(A) 5#
(B) MT
(C) $4
(D) 3F
(E) @L

9. How many such numbers are there in the above arrangement, each of which is immediately followed by a symbol and also immediately preceded by a consonant ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three

10. What will come in place of question mark (?) in the following series based on the above arrangement ?
A # D $K1 3FE ?
(A) @I2
(B) *HI
(C) H2@
(D) HIL
(E) None of these

Directions—(Q. 11 to 15) In each of the questions below are given four statements followed by three conclusions numbered I, II and III. You have to take the given statements to
be true even if they seem to be at variance from commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the
given statements disregarding commonly known facts.

11. Statements :
Some shoes are socks.
All socks are towels.
All towels are bedsheets.
No bedsheet is blanket.
Conclusions :
I. No towel is blanket.
II. Some shoes are towels.
III. Some shoes are bedsheets.
(A) Only I and II follow
(B) Only II and III follow
(C) Only I and III follow
(D) All follow
(E) None of these

12. Statements :
Some fruits are flowers.
Some flowers are buds.
No bud is leaf.
All leaves are plants.
Conclusions :
I. No plant is bud.
II. Some plants are flowers.
III. Some buds are fruits.
(A) None follows
(B) Only I follows
(C) Only II and III follow
(D) Only III follows
(E) None of these

13. Statements :
Some pearls are gems.
Some gems are diamonds.
All diamonds are rings.
All rings are bangles.
Conclusions :
I. Some bangles are rings.
II. All rings are diamonds.
III. All diamonds are bangles.
(A) Only I follows
(B) Only I and II follow
(C) Only I and III follow
(D) All follow
(E) None of these

14. Statements :
All chairs are tables.
All tables are telephones.
All telephones are cell phones.
No cell phone is computer.
Conclusions :
I. All cell phones are tables.
II. Some chairs are computers.
III. No chair is computer.
(A) Only I follows
(B) Only II follows
(C) Only III follows
(D) Only either II or III follows
(E) None of these

15. Statements :
Some rocks are hills.
All hills are mountains.
All mountains are rivers.
No river is Canal.
Conclusions :
I. All rocks are rivers.
II. Some hills are canals.
III. Some rivers are canals.
(A) Only I follows
(B) Only II and III follow
(C) Only I and III follow
(D) Only II follows
(E) None follows

Directions—(Q. 16 to 20) Study the following information carefully to answer these questions.

Eight friends Savita, Radhika, Amita, Nisha, Rani, Jyoti, Meeta and Anjali are sitting around a circle facing the centre. Savita is second to the right of Anjali, but is not a neighbour of Amita. Nisha is third to the left of Amita but is not next to Savita. Jyoti is second to the right of Rani and third to the left of Meeta.

16. Who is second to the left of Anjali ?
(A) Radhika
(B) Rani
(C) Amita
(D) Meeta
(E) None of these

17. Who is to the immediate right of Nisha ?
(A) Jyoti
(B) Radhika
(C) Meeta
(D) Jyoti or Radhika
(E) None of these

18. Which of the following is the correct position of Rani ?
(A) To the immediate right of Anjali
(B) To the immediate left of Anjali
(C) To the immediate right of Savita
(D) Next to Jyoti
(E) None of these

19. Which of the following pairs represents the immediate neighbours of Nisha ?
(A) Jyoti and Meeta
(B) Radhika and Meeta
(C) Savita and Jyoti
(D) Radhika and Jyoti
(E) None of these

20. Who is to the immediate left of Savita ?
(A) Jyoti
(B) Anjali
(C) Rani
(D) Meeta
(E) None of these

Directions—(Q. 21 to 25) In each of the following questions two rows of numbers are given. The resultant number in each row is to be worked out separately based on the following rules and the questions below the rows of numbers is to be answered. The operations of numbers progress from left to right.
Rules :
(i) If a two digit even number is followed by another even number the first one is to be divided by the second one.
(ii) If an even number is followed by a prime number, the two are to be multiplied.
(iii) If an odd number is followed by another odd number the two are be added.
(iv) If a three digit number is followed by a two digit number which is the perfect square, the second number is to be subtracted from the first number.
(v) If a three digit number is followed by a two digit number which is not the perfect square, the first number is to be divided by the second number.

21. 16 7 25
m 23 22
If ‘m’ is the resultant of the first row, what the resultant of the second row ?
(A) 132
(B) 88
(C) 122
(D) 78
(E) None of these

22. 97 45 71
48 8 11
What is the sum of the resultants of the two rows ?
(A) 68
(B) 19
(C) 147
(D) 64
(E) None of these

23. 125 64 33
282 x 39
If ‘x’ is resultant of the first row, what is the resultant of the second row ?
(A) 45
(B) 42
(C) 39
(D) 36
(E) None of these

24. 84 14 13
360 24 17
What the difference between the resultant of the first row and the second row ?
(A) 100
(B) 46
(C) 56 (D) 90
(E) None of these

25. 24 7 81
x 27 19
If ‘x’ is the resultant of the first row, what is the resultant of the second row ?
(A) 87
(B) 114
(C) 4
(D) 6
(E) None of these

Directions—(Q. 26 to 30) Study the following information carefully to answer the questions given below it—
Seven professionals A, B, C, D, E, F and G are practicing their professions in different cities Chennai, Banglore, Hyderabad, Mumbai, Ahmedabad, Jaipur and Bhubaneshwar not necessarily in the same order. Each has a different profession Doctor, Engineer, Pharmacist, Lawyer, Counsellor, Professor and Artist not necessarily in the same order.

A is a Pharmacist and practises in Bhubaneshwar. D practises in Banglore but is not a Doctor or an Artist. The one who practises in Hyderabad is a Professor. G is a
Counsellor and does not practise in Mumbai or Chennai. E is a Lawyer and practises in Ahmedabad. F practises in Chennai but is not an artist. C practises in Mumbai.

26. What is D’s profession ?
(A) Doctor
(B) Professor
(C) Engineer
(D) Cannot be determined
(E) None of these

27. Who is the professor ?
(A) B
(B) C
(C) D
(D) E
(E) None of these

28. Which of the following combinations of profession and place is correct ?
(A) Pharmacist—Jaipur
(B) Engineer—Chennai
(C) Doctor—Bangalore
(D) Artist—Mumbai
(E) None of these

29. Which of the following persons work in Jaipur ?
(A) B
(B) G
(C) C
(D) B or G
(E) None of these

30. Who is the Doctor ?
(A) D
(B) B
(C) C
(D) B or C
(E) None of these

Directions—(Q. 31 to 35) In each question below is given a statement followed by two courses of action numbered I and II. A course of action is a step or administrative decision to be taken for improvement, follow-up or further action in regard to the problem, policy, etc. On the basis of the information given in the statement, you have to assume everything in the statement to be true, then decide which of the suggested courses of action logically follow(s) for pursuing. Give answer :
(A) If only I follows.
(B) If only II follows.
(C) If either I or II follows.
(D) If neither I nor II follows.
(E) If both I and II follow.

31. Statement : Cases of road accidents are increasing constantly, particularly in the urban areas.
Courses of action :
I. Transport Authorities in the urban areas should impose stringent norms for maintenance of vehicles.
II. Traffic police should severely punish those found to be violating traffic rules.

32. Statement : Despite good economic progress of the country, significant number of undernourished children has been observed in the rural parts of the country.
Courses of action :
I. Government should increase Wealth Tax/Income Tax and use that money for upliftment of the deprived class.
II. Govt. should introduce schemes like free meals in primary schools and make primary education compulsory.

33. Statement : Launching of new brands of four wheelers is adding to the traffic congestion in the metro cities.
Courses of action :
I. Public should be encouraged to share their private vehicles while travelling to their work places.
II. Govt. should levy heavy taxes on motor cars in metro cities.

34. Statement : Increasing levels of air-pollution is creating healthhazards for people living in the cities.
Courses of action :
I. All industries should be shifted to the outskirts of the cities.
II. Transport Authorities should take steps for converting all public transport vehicles to run on CNG.

35. Statement : Large number of college students are found to be focusing more on fashion than on studies.
Courses of action :
I. Colleges should impose restrictions on use of fashionable clothes and accessories.
II. Colleges should keep the students busy enough with studies, so that they don’t find time for other things like fashion.

Directions—(Q. 36 to 40) Below in each question are given two statements (A) and (B). These statements may be either independent causes or may be effects of independent causes
or a common cause. One of these statements may be the effect of the other statement. Read both the statements and decide which of the following answer choice correctly
depicts the relationship between these two statements. Mark answer :
(A) If statement (A) is the cause and statement (B) is its effect.
(B) If statement (B) is the cause and statement (A) is its effect.
(C) If both the statements (A) and (B) are independent causes.
(D) If both the statements (A) and (B) are effects of independent causes.
(E) If both the statements (A) and (B) are effects of some common cause.

36. (A) Parents in the locality decided to stop sending their children to school by privatevehicles.
(B) A major accident of a private van carrying school children lead to deaths of few and injuries for many children.

37. (A) The city observed lowest temperature of the last decade accompanied by heavy fog during the week.
(B) Most of the flights from the city were indefinitely delayed causing panic among the passengers.

38. (A) In the past few years the job market has improved for the professionally qualified youth.
(B) Many youth are not able to get jobs upto their expectations.

39. (A) During peak hours roads are overcrowded with vehicles causing traffic jams in most parts of the city.
(B) Many companies are planning to launch low priced vehicles.

40. (A) During evening hours roads are overcrowded with vehicles causing very slow movement of vehicles.
(B) Pollution level in the air has substantially increased in the recent past.

Answers
1. (E) 2. (B) 3. (C) 4. (D) 5. (A) 6. (B) 7. (C) 8. (D) 9. (D) 10. (A) 11. (D) 12. (A) 13. (C) 14. (C) 15. (E) 16. (D) 17. (B) 18. (A) 19. (D) 20. (C) 21. (E) 22. (A) 23. (B) 24. (B) 25. (D) 26. (C) 27. (A) 28. (D) 29. (B) 30. (E) 31. (B) 32. (B) 33. (E) 34. (E) 35. (E) 36. (B) 37. (A) 38. (D) 39. (C) 40. (D)

Bank of Maharashtra Probationary Officers Exam., 2008

General Awareness : Solved Paper
(Held on 25-5-2008)

1. The Govt. of India has taken a decision to open three more IITs during the year 2008-09. These IITs will be in which of the following groups of States ?
(A) Bihar, Rajasthan, Andhra Pradesh
(B) Andhra Pradesh, Orissa, Karnataka
(C) Karnataka, Tamil Nadu, Kerala
(D) Uttar Pradesh, Madhya Pradesh, Bihar
(E) None of these
Ans : (A)

2. Which of the following is/are not the highlights of the Union Budget 2008-09 ?
1. A Risk Capital Fund is to be set up and maintained by one of the financial institutes.
2. Allocation for Defence is reduced by 10% to make it Rs. 10,000 crore.
3. Several new schemes to be introduced for providing social security to the people in unorganized sectors.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
Ans : (B)

3. To help farming community the Govt. of India has decided to raise the Minimum support price of paddy for current Kharif marketing season. What is that price ?
(A) Rs. 800 per quintal
(B) Rs. 900 per quintal
(C) Rs. 950 per quintal
(D) Rs. 1200 per quintal
(E) None of these
Ans : (E)

4. Which of the following is the correct definition of the term commercial papers ?
1. It is nothing but the popular name of the Judicial stamp papers used to register financial transactions.
2. It is one of the instruments through which Corporates raise debt from the market.
3. It is the name of the ‘Certificate of Deposits’ provided by the Banks to its retail customers.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
Ans : (B)

5. As per the decision taken by the Govt. of India two financial inclusion funds are set up with an overall corpus of Rs. 500 crore each. These funds-Financial Inclusion Fund and Financial Inclusion Technology Fund are to be set up by the initial contribution made by the……
(A) SIDBI, NABARD and UTI
(B) NABARD, UTI and RBI
(C) Govt. of India, NABARD and RBI
(D) SIDBI, Govt. of India and IDBI Bank
(E) None of these
Ans : (C)

6. As per the Railway Budget 2008-09 the Operating ratio of Railways is pitched at which of the following levels ? Approximately……
(A) 70%
(B) 75%
(C) 98%
(D) 90%
(E) 81%
Ans : (E)

7. As per the Govt. policy the provision of the subsidy for interest subvention to co-operative Sugar Mills is done by which of the following agencies / organizations ?
(A) Commission for Agricultural costs and prices
(B) National Bank for Agriculture and Rural Development
(C) Ministry of Agriculture
(D) National Commission on Farmers
(E) None of these
Ans : (B)

8. Banks these days have launched a new scheme product known as ‘Reverse Mortgage’. The scheme is designed keeping which of the following groups of society in consideration ?
(A) Youngsters who have just started earning
(B) Defence personnel whose life is always at high risk
(C) Senior Citizen
(D) Women who do not have independent source of income
(E) None of these
Ans : (C)

9. As per the new figures released in recent past what has been the ratio of taxes to Gross Domestic Product (Tax-GDP) in 2007-08 ? Approximately……
(A) 8%
(B) 9%
(C) 10%
(D) 11.5%
(E) 12.5%
Ans : (E)

10. Many a times we read in the newspapers a term ‘Hot Money’. Which of the following is the correct definition of Hot Money ?
1. This is the fund which is dumped into a country to get the advantage of a favourable interest rate and hence brings higher returns.
2. This is the fund which is provided by a bank in US $ at very short notice and at a very high rate of interest and for a longer period of repayment.
3. This is the fund which is pushed into market through Hawala or some other such illegal methods and sometimes referred also as Black Money.
(A) Only 1 is correct
(B) Both 1 and 2 are correct
(C) Only 3 is correct
(D) Both 1 and 3 are true
(E) Only 2 is correct
Ans : (A)

11. As per the report released in the press the Govt. of India has done a study on Special Economic Zones. Which of the following is/are the highlights of the reports ?
1. Report says that SEZs should not be given much preference by the policy makers.
2. Study says that the end benefit in the next few years may be of the tune of Rs. 1,50,000 crores which will be much higher than the estimated revenue losses.
3. Since new SEZs are developed by the Private Sector the investment for infrastructural development is like a net saving for the Govt.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) None of these
Ans : (C)

12. As per the new figures released by the Govt. agencies the Foreign Direct Investment inflow to India is at higher level and has increased substantially in recent past. Which of the following is/are the contributory factors which has/have helped in this record growth ?
1. Progressive delicensing of various sectors.
2. Simplification of business procedures in India.
3. Sub Prime crisis in USA.
(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) Only 3
(E) All 1, 2 and 3
Ans : (C)

13. Which of the following Companies has got “Navratna Status’ recently ?
(A) National Mineral Development
Corporation (NMDC)
(B) National Textile Corporation (NTC)
(C) Maruti Udyog Ltd.
(D) IDBI Bank Ltd.
(E) None of these
Ans : (A)

14. The real return to the investor sometimes gets reduced due to sudden rise in the prices of the commodities. This phenomenon in financial market is known as…
(A) Market risk
(B) Inflation risk
(C) Credit risk
(D) Diversification of funds
(E) None of these
Ans : (B)

15. In the recent times the RBI and Securities and Exchange Board of India (SEBI) have taken various steps to control the flow of capital in Indian economy. Which of the following is/are not included in these step(s) ?
1. Guidelines are issued to restrict unregulated overseas investors through ‘p-notes’.
2. Rs. 60,000 crores out of this fund is being provided to waive the loans on farmers.
3. Borrowers raising external commercial borrowings of over $ 20 million would have to park the proceeds overseas for use as foreign currency expenditure.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) All 1, 2 and 3
Ans : (E)

16. Which of the following countries has recently made an agreement with the World Trade Organization which will allow it to join the same as a permanent member ?
(A) Russia
(B) Afghanistan
(C) Zambia
(D) Uganda
(E) Ukraine
Ans : (E)

17. Prime Minister of India on his visit to China a few months back signed a detailed agreement with the same. What is/are the major highlights of the agreement ?
1. Both the countries agreed to continue high level exchange of views. Indian President is invited to China.
2. India to host joint military exercise in 2008.
3. India has decided to raise the issue of Tibet in UNO. China has agreed for the same.
(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) Only 3
(E) All 1, 2 and 3
Ans : (C)

18. As per the reports in the leading newspapers Securities and Exchange Board of India (SEBI) has asked the Mutual Fund industry to stop ‘Misselling’ their schemes to investors. What is ‘Misselling’ of products ?
1. Misselling takes place when mutual funds are sold without telling the likely returns.
2. When agents sell the products without telling investors what are the risks involved in investing in mutual funds.
3. When agents invest somebody’s money in mutual funds without their knowledge, it is called misselling.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (B)

19. As per the news report SEBI has allowed short selling by FIs/MFs from February 1, 2008. What is ‘short selling’ ?
1. Selling of shares that the seller does not own at the time of trading.
2. Selling of shares on the same day or on the day they were allotted to the trader.
3. Selling of shares on a much lower price due to turbulent market situations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (A)

20. Which of the following countries is governed by the Norweigianmediated ceasefire Agreement to end its dispute with a group of rebellions ?
(A) Nepal
(B) Myanmar
(C) Afghanistan
(D) Sri Lanka
(E) None of these
Ans : (D)

21. The USA, as reported in the leading newspapers is proceeding towards ‘recession’. What happens when an economy goes in the grip of ‘recession’ ?
1. GDP growth slows down.
2. People lose their jobs.
3. Foreign exchange reserve goes up substantially as lot of loans/grants start pouring in.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) None of these
Ans : (D)

22. The Sensitive Index of the Bombay Stock Exchange keeps on changing positively and negatively both. Which of the following is/are the main reasons which contribute for this sudden change in the same ?
1. Higher GDP Growth.
2. Continuous Foreign Funds Flow.
3. High Volume of Forex Reserves.
4. Recession in USA.
(A) Only 1 and 2
(B) Only 2 and 3
(C) Only 3 and 4
(D) Only 2
(E) All 1, 2, 3 and 4
Ans : (B)

23. The Jerusalem and Palestine made an agreement on their peace negotiations. Which of the following is/are the points included in the agreement ?
1. There should be an end to the occupation that began in 1967.
2. The agreement must establish Palestine as a homeland for the Palestinian people just as Israel is the homeland for Jewish people.
3. All the disputes should be solved with the mutual talks only and in presence of US Observers.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) None of these
Ans : (D)

24. Who amongst the following agreed to supply aircraft carrier ‘Gorshkov’ to India for its defence services ?
(A) Russia
(B) France
(C) Germany
(D) Italy
(E) None of these
Ans : (A)

25. The Govt. of India has decided to set up a Committee to redraft Right to Education Bill 2005. What was/were the objection(s) owing to which Govt. has to redraft the bill ?
1. State Governments are required to spend more money on education. Since education is the responsibility of centre and state both, expenditure should be shared equally by both of them.
2. States were advised to ensure that a school is available at the distance of one km for each child.
3. Children in Central schools are not allowed to get free education whereas schools run by States were asked to ensure that.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
Ans : (B)

26. As per newspaper reports outsourcing has become a profitable business in India and countries like China are trying to learn about it from India. What are the main factors which has/have helped India in attaining this position ?
1. Availability of skilled manpower in abundance.
2. Knowledge of English language.
3. A switch over from farming to other sectors which are creating more job opportunities.
(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) Only 3
(E) All 1, 2 and 3
Ans : (C)

27. Who amongst the following established the ‘Anandvan’ a rehabilitation centre for Leprosy patients in Maharashtra ?
(A) Baba Amte
(B) Pandurang Shashtri Athawle
(C) Medha Patkar
(D) Asaram Babu
(E) None of these
Ans : (A)

28. Thaksin Shinawatra’s name is associated with which of the following countries ?
(A) Singapore
(B) Thailand
(C) North Korea
(D) South Korea
(E) None of these
Ans : (B)

29. Bhupen Hazarika is the recipient of the Life Time Achievement Award and is provided the status of a Cabinet Minister. Which of the following State Govt. has honoured him in this manner ?
(A) Orissa
(B) Assam
(C) West Bengal
(D) Maharashtra
(E) None of these
Ans : (B)

30. The first ever Youth Olympic Games are scheduled to be held in 2010. These games will be organized in……
(A) Moscow
(B) New Delhi
(C) Beijing
(D) Kuala Lumpur
(E) None of these
Ans : (E)

31. Who amongst the following has taken over as the President of Serbia ?
(A) Raul Castro
(B) Steven Spielberg
(C) Boris Tadic
(D) Joes Manuel Ramos Horta
(E) None of these
Ans : (C)

32. International Desert Festival 2008 was organized in February 2008 in……
(A) Bhuj
(B) Ganganagar
(C) Bikaner
(D) Jaiselmer
(E) None of these
Ans : (D)

33. Who amongst the following is the recipient of the ‘Kishore Kumar Award’ given by the Madhya Pradesh Govt. ?
(A) Shabana Azmi
(B) Amitabh Bachchan
(C) Manoj Kumar
(D) Dev Anand
(E) None of these
Ans : (C)

34. The Under 19 Cricket World Cup 2008 was won by which of the following teams ?
(A) Malaysia
(B) India
(C) Pakistan
(D) Australia
(E) England
Ans : (B)

35. Why was the name of Anatolyevich Medvedev in news recently ?
(A) He has taken over as the President of Russia
(B) He has taken over as the Prime Minister of Russia
(C) He is the new President of South Korea
(D) He is the new Prime Minister of South Korea
(E) None of these
Ans : (A)

36. Who amongst the following was the Chief Guest in India’s Republic Day function ?
(A) Samak Sundaravej
(B) Gordon Brown
(C) Boris Tadic
(D) Nicolas Sarkozy
(E) None of these
Ans : (D)

37. The General Elections in Iran are due in 2008. Iran elects its Parliament for a period of……
(A) 2 years only
(B) 3 years only
(C) 4 years only
(D) 5 years only
(E) 6 years only
Ans : (C)

38. Which of the following states tops in primary, upper primary education in India ?
(A) Tamil Nadu
(B) Haryana
(C) Gujarat
(D) Kerala
(E) None of these
Ans : (D)

39. Who amongst the following is the recipient of Padma Vibhushan given away recently ?
(A) Anu Malik
(B) Shan
(C) Asha Bhosle
(D) Sonu Nigam
(E) None of these
Ans : (C)

40. Luciana Aymar who was adjudged the World Hockey Player 2007 is from which of the following countries ?
(A) Germany
(B) Argentina
(C) Italy
(D) Russia
(E) None of these
Ans : (B)

41. Which of the following State Governments has decided to provide ownership Rights to Tribals over forest land being cultivated by them since last 10 years.
(A) Madhya Pradesh
(B) Uttar Pradesh
(C) Maharashtra
(D) Andhra Pradesh
(E) None of these
Ans : (A)

42. Who amongst the following players has completed 16000 runs in One day International Cricket matches recently ?
(A) Anil Kumble
(B) Rahul Dravid
(C) Sourav Ganguly
(D) Irfan Pathan
(E) Sachin Tendulkar
Ans : (E)

43. The 11th Five Year Plan wishes to raise the existing 2% growth in agriculture and allied activities to which of the followings levels by the year 2012 ?
(A) 8%
(B) 6%
(C) 5%
(D) 4%
(E) None of these
Ans : (D)

44. As a policy the Reserve Bank of India wishes to contain inflation at which of the following levels ?
(A) 5%
(B) 4•5%
(C) 4%
(D) 6%
(E) None of these
Ans : (A)

45. The current trend in Agricultural sector in India is a matter of concern for the policy makers these days as it is not showing the expected results. What is/are the major areas of problem(s) being faced by the farmers ?
1. Irrigation facilities are not enough.
2. Use of chemical fertilizers has badly affected the fertility of the land.
3. Govt. has reduced the subsidy in the farming sector. Hence it is no more a profitable activity.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (A)

46. Which of the following committees recommended the revival of Cooperative Credit institutions in states ?
(A) Vaidyanathan Committee
(B) Rangarajan Committee
(C) Sachchar Committee
(D) Rakesh Mohan Committee
(E) None of these
Ans : (A)

47. ‘World Day for Water’ is observed on which of the following days ?
(A) March 22
(B) February 22
(C) January 22
(D) May 22
(E) None of these
Ans : (A)

48. As we all know Chinese economy is a booming economy and its exports have played a significant role in it. What was the share of China’s export as compared to its GDP in 2007 ?
(A) 20%
(B) 30%
(C) 40%
(D) 50%
(E) None of these
Ans : (C)

49. Delhi won the Ranji Trophy for the seventh time in January 2008 by defeating…
(A) Railways
(B) Haryana
(C) Maharashtra
(D) Gujarat
(E) Uttar Pradesh
Ans : (E)

50. Gagan Narang, who got a silver medal in an international championship held in Munich, is a/an……
(A) 100 metre runner
(B) Badminton player
(C) Chess player
(D) Swimmer
(E) Air Rifle shooter
Ans : (E)